The moment I worry about every little think that might happen on the road is the moment I sell my bike.
Also, you've obviously never been on the Capital beltway or you'd never ask that
99% of my "highway" driving is on the local interstates in the DC area. I have a greater chance of getting killed by a dear (3 close calls to date) than road debris (no incidents). At night, the beltway can be a ghost town. At daylight hours, you can be lucky to get to 65 non-rush and 35 if you're lucky during rush. One little incident can have a ripple effect and it can become a parking lot REALLY quick.
We have a thing here called "rubber neck delays" because of something that happens on one side of the interstate that causes people on the other to slow down to 25-30 so they can look, instead of driving like they should.
I would love to see how Jeremy Clarkson would handle our beltway at rush hour. He would lose his mind, lol.
Back on topic, the reason I draft is you have three choices: Back far off behind the rig so the wind doesn't whip your bike around, pass them if you have that option, or speed up and get in that "pocket". I always choose option 3.