Quote:
Originally Posted by maximilian
Should the new part of New Orleans even have been built? The old part was on high ground. I sort of regretted using levies as an example right after I hit submit.
Our system is set up to be litigious in nature. If insurance covered injuries / damages, then all that would be left would be criminal court work. That'd get victims money faster and remove ambulance chasers from the loop. That idea's been around forever.
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1. No, but people love to build beautiful homes right on the water with no respect for the fact that they live on a floodplain. IMHO there are sections of New Orleans that should never be rebuilt because of this.
There are also those who build oceanfront beachhouses that get wiped out by hurricaines, then the Gov't then gives these people money to rebuild them again. Next time you go to the beach take note of all the homes built right on the beach. Most of them are less than 10 years old. Why? Because they get taken down by storms frequently.
2. Insurance does cover that, the problem lies in 2 places.
First: The person causing the damages is either uninsured, or under-insured.
Second: Too many people out there think that if they're in the slightest accident that they can get a huge settlement and never have to work again.
-Jay