Liability is generally the largest insurance cost for me, although on the Rabbit collision is higher.
I was at a particularly weak point when I committed to the Rabbit, and it was not the most logical long-term choice in hindsight. At the time there was no room for the unexpected and I didn't realize that I'd have such a great workplace in the future; I had to be 100% sure to get to work on time.
It's not a total loss for me, I really enjoy the Rabbit and even with gas prices down it's still paying for itself, but I could have done better.
At this point I'm thinking my next car will be a 1996-1998 Volvo 850, which (on paper) offers most of what I like about the Rabbit and should be a reasonably long-lasting car for its price range.
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