Yup falls in between yuo and yuq
Me=Most of the time
I do wear mine 99.9 % of the time that I'm in a vehicle. I have had a similar experience as diamondlarry though, where the 1 time in 1000 I didn't have mine on I had a crash and ended up with mostly scratches. If I'd have been in the car, I may have been decapitated - T-Top car and it flipped and slid on it's roof. And it crushed the driver's side A pillar. God was watching out for me that day I assure you.
So, while I believe that they have benifits, they can be detrimital in some cases. It's the odds that dictate why there are seatbelt laws and such.