All of our decisions (including financial) are based on our moral world view. So our wallets are a good indication of our priorities. Even not having a budget means that in this particular instance you value having what you want over getting good value or perhaps value your time and effort (in not having to keep to a budget) over your back pocket. That said, as much as it is a moral document it doesn't mean that we should use people's budgets to put them into boxes; that would be immoral =P