It's now been about a month since I suspended the car insurance and I don't miss it at all. Of course it hasn't rained one single day during that time however.
The motored kit has been worth the money regardless. Even so, I just found a Ross Beach Boss at the recycle yard this last week for $2. All it needed was a brake repair and a front wheel and it was road ready. I've put another $60 into a better seat and new handle bars, but I think it's going to have me pedalling at least as much as I motor to work going forward.
I'm having trouble imagining not riding at this time of year. It's just too nice not to.