BTW, welcome to the site...
Diesels need to breathe to be efficient. Unfortunately without the turbo, any exhaust treatment is going to be loud. "Dealer's Choice" on that one...
Biggest thing -- try to slow down. You have a big brick cutting through the air, which takes a lot of fuel. No matter what kind of mod you have, this could get you the biggest savings.
Consider an engine block heater to get things moving from a cold start. At 130 hp and 240 lb-ft of torque, you may be on the low-end of the power-weight-FE ratio. Does it seem to really need some throttle to get it going? If/when it's time for a replacement, an Isuzu turbo-diesel may be a good option. Otherwise, keep it tuned-up and look for signs of wear.
On a side note: Clench -- we all know you dislike loud exhausts, but do you have a suggestion to help this man's FE?
Instead of throwing our arms up in the air because, OMG, someone with a large vehicle is asking for help -- let's take the time to address the challenge.
As always, I throw-in the caveat: for the next purchase, think "what's the smallest vehicle that can fit my needs". Until then, we're here to help. Even after then too, I guess
RH77
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