OBD II conection question?

[GasSavers_TomO]

Hmm, if this is a voluntary enrollment, it would be great for a hypermiler! But maybe not if they do a lot of EOC'ing.

Up to 60% rate cut for the best of the best drivers eh? If it is a voluntary system, I can see people that drive like racecar drivers not going for it.....or actually enrolling and then finding out that they get up to a 9% increase in surcharges for driving horribly.

It's a great idea in theory, hopefully it won't put Progressive out of business since most of the people on the system would be the kind that pay attention and would qualify for the discount rather than the surcharge.

Ok, back on topic:
It looks like the OBD2 cable splitter is the quick, easy, and not too expensive way to go. looks like it's $21 shipped, which could be quickly recovered if you get a good reduction in your insurance premiums.

Holypaulie - If I may ask; how much a month do you pay for insurance premiums?

I pay $30.42/month for insurance on my VX and that is including me taking out a street light pole over a year ago with another car that I owned. Although insurance is cheap in MN for a 30yr old driver with multiple cars, house insurance through the same company and having a 14yr old car that is slow, along with a relatively clean driving record.

[holypaulie]

Originally Posted by TomO

Hmm, if this is a voluntary enrollment, it would be great for a hypermiler! But maybe not if they do a lot of EOC'ing.

Up to 60% rate cut for the best of the best drivers eh? If it is a voluntary system, I can see people that drive like racecar drivers not going for it.....or actually enrolling and then finding out that they get up to a 9% increase in surcharges for driving horribly.

It's a great idea in theory, hopefully it won't put Progressive out of business since most of the people on the system would be the kind that pay attention and would qualify for the discount rather than the surcharge.

Ok, back on topic:
It looks like the OBD2 cable splitter is the quick, easy, and not too expensive way to go. looks like it's $21 shipped, which could be quickly recovered if you get a good reduction in your insurance premiums.

Holypaulie - If I may ask; how much a month do you pay for insurance premiums?

I pay $30.42/month for insurance on my VX and that is including me taking out a street light pole over a year ago with another car that I owned. Although insurance is cheap in MN for a 30yr old driver with multiple cars, house insurance through the same company and having a 14yr old car that is slow, along with a relatively clean driving record.

Right now I pay $340(with tracking device) for 6 months used to pay $600, but that was from different insurance.

[GasSavers_TomO]

Originally Posted by holypaulie

Right now I pay $340(with tracking device) for 6 months used to pay $600, but that was from different insurance.

That is still a substantial savings! Congrats

So now you have the potential to drop your premiums even lower based on the findings of the device?

[holypaulie]

That's how it's looks like

[itjstagame]

Very cool. Why does everyone have to go crazy with the big brother stuff. Clearly it has no GPS device. I could see being worried about speeding maybe, but they won't know where you are at the time to know exactly.

I'm kind of more creeped out that it has a cellphone built in, so it updates on it's own, all the time, plus even if there's no GPS, cellphone tower geolocation is down to what, like 100ft accuracy? That's pretty much knowing where you are all the time. Plus cellphone radiation and constant draw on the car. I wonder if it's completely off with the car off?

I also wonder how quickly someone will 'hack it', I'd totally make it constantly say that everythings happy as I race around corners.

I thought most insurances already offered discounts based on miles driven annually, I mean they don't check, but I always thought if you go into an accident and your odometer was in violation that they wouldn't pay, seems like enough incentive to be truthful.